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Owner Occupied Housing Loan

Looking to purchase, build or refinance your own home?

We offer a home loan tailored to your needs, a lower interest rate and fast approval.

Features & benefits

✓ Low ongoing variable rate

✓ Pre-approval available

✓ No ongoing/monthly account keeping fees 

✓ No penalties for additional payments or early payout

✓ Redraw facility

  • The Broken Hill Community Credit Union Ltd ABN 12 087 650 762 Australian Credit Licence 238020. Credit eligibility criteria, terms and conditions, fees and charges apply. Full details are available on application.

    * 5% Deposit

    Subject to approval by Lenders Mortgage Insurance (LMI), borrow up to 95% LVR on purchase price or valuation (if lower) and only available for borrowers making principle and interest repayments. If LVR >85%, evidence of 5% genuine savings required. Funds to cover transaction and establishment costs and lenders’ mortgage insurance fees required.

    The comparison rate is based on a secured loan $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.