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Savings
Our savings accounts make it simple and easy for you to save. Whether you’re saving for a special occasion or home deposit, we’ve got you covered.
eCall Account
Bank online when it suits you, pay zero fees and earn interest.
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Key features and benefits
Stepped variable interest rates
Interest calculated daily and paid monthly
24/7 online banking
Linked to your Transaction Account
No transaction or account keeping fees
Ability to set up a regular savings plan and deposit salary, as well as other funds directly into your eCall Account
No minimum balance
No over the counter transactions or services are permitted.
Interest is calculated on daily stepped balances and credited monthly. For eCall Account, balances may exceed $500,000, however interest will only be calculated and payable on balances up to $500,000.
Before applying for a BHCCU eCall Account you should read the Conditions of Use, Summary of Accounts and Fees and Charges schedule to consider whether the product is appropriate for you before making any decisions.
Santa Saver Account
Take the stress out of Christmas with a Santa Saver Account. Start saving now and you'll have money available in time for the holiday season.
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Key features and benefits
By adding to your Santa Saver Account regularly, you will have one less thing to worry about at Christmas time
The money in your Santa Saver Account will be made available from 1st December and transferred into your Transaction Account
Conditions and penalty fees apply if you require your funds prior to 1st December
Before applying for a BHCCU Santa Saver Account you should read the Conditions of Use, Summary of Accounts and Fees and Charges schedule to consider whether the product is appropriate for you before making any decisions.
Busy Bee Account - I’m NEW!
Our new Busy Bee account is a great first bank account for children aged 0-11. This deposit only account teaches little ones the value of money and the importance of saving in a fun and interactive way.
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Key features and benefits
Learn about finance in a fun and interactive way
Attractive interest rate
Deposit only, no withdrawals permitted.
No account fees
A loyalty program where a gift is provided for depositing savings in the account for six consecutive months.
Saving has never been so much fun!
Before applying for a BHCCU Busy Bee Account you should read the Conditions of Use and Summary of Accounts to consider whether the product is appropriate for you before making any decisions. Once customer turns 12 years of age, the customer becomes ineligible for a Busy Bee Account and account will be closed and all funds transferred into a Super Youth Saver Account.
Super Youth Saver Account
The Super Youth Saver is the perfect savings account for young people aged 12-17! With no account fees and an attractive interest rate, this account can help you reach your savings goals sooner.
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Key features and benefits
Interest to help your savings grow
Set savings goals and track your progress with our online tools. Whether it's a new bike or your first car, we'll help you reach your goals
No account fees
Manage your funds through Internet Banking & Banking App
Linked Transaction Account with Visa Debit Card
Before applying for a BHCCU Super Youth Saver Account you should read the Conditions of Use, Summary of Accounts and Fees and Charges schedule to consider whether the product is appropriate for you before making any decisions. Once customer turns 18 years of age, the customer becomes ineligible for a Super Youth Saver Account and account will be closed and all funds transferred into an eCall Account.
Fixed Term Deposits
We have a range of term deposit options, from 2 months to 3 years, that allow you to lock your money into a term and rate that suits you.
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To review our term deposit accounts and latest rates, refer to our interest rate schedule. For more information, call 08 8088 2199 or visit our office.
Interest is calculated on daily balances and credited on maturity.
Term deposits minimum balance - $5000.
For deposits of $500,000 and over, rates are by negotiation and subject to acceptance.
Before applying for a BHCCU Fixed Term Deposit you should read the Conditions of Use, Summary of Accounts and Fees and Charges schedule to consider whether the product is appropriate for you before making any decisions.