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Personal Loans
Welcome to BHCCU's personal loans, where your aspirations find a pathway to reality. Our suite of personal loan options is crafted to cater to your diverse goals like planning a holiday or consolidating debts. BHCCU offers financial solutions that align with your lifestyle. Discover hassle-free approvals, flexible interest rates and terms, and the support you need to turn your ambitions into real achievements.
Personal Loans
Personal Loans
At BHCCU, our personal loan is designed to support your path to achieving your desires. Whether it's for a dream vacation, home improvement, consolidating debts or any worthwhile purpose, our personal loan offers flexible options and a streamlined approval process, ensuring you get what you want sooner. Unlock your aspirations with BHCCU's personal loan.
Interest Rate from
10.75% p.a.
Comparison Rate
11.18% p.a.
Credit Crusher Loan
For those navigating multiple personal debts, BHCCU presents the credit crusher loan. This specialised loan allows you to consolidate your various debts into one easy-to-manage repayment. With a focus on simplifying your financial commitments, this loan option provides a strategic solution to streamline and take control of your personal finances.
Interest Rate from
9.75% p.a.
Comparison Rate
10.11% p.a.
Overdraft
Experience financial flexibility with BHCCU's personal overdraft. Offering a competitive interest rate, this option allows you to access additional funds when needed, providing a safety net for unexpected expenses or opportunities. Enjoy peace of mind knowing you have the flexibility to manage your finances efficiently with an overdraft facility.
Interest Rate from
10.20% p.a.
Cash Secured Loans
When you desire something special but prefer not to dip into your savings account, BHCCU's cash-secured loans provide an ideal solution. Secured against your funds, this loan option offers a lower interest rate while allowing you to preserve your cash. This loan provides the financial support you need without compromising your savings goals.
Interest Rate from
7.19% p.a.
Comparison Rate
7.61% p.a.
At BHCCU, we understand your aspirations go beyond homeownership, which is why our range of personal loans is tailored to fit your unique needs. Our personal loans offer flexibility, competitive rates, and features that empower you on your financial journey. Take the next step towards realising your goals, and apply for a BHCCU personal loan today or get in contact with us for more information or assistance with your application.
FAQs
Can I use a personal loan for any purpose?
A personal loan can be used for many things including planning a holiday, renovating a house, financing a car or consolidating debts. To find out what you can use as a personal loan, contact our team for more information.
How quickly can I expect approval for a personal loan?
The timeframe of application to approval depends on the completeness of your application; however, at BHCCU we value your time and aim to provide pre-approval within 24 hours* of application.
*business hours
What factors determine my eligibility for a personal loan?
To be eligible to apply for a personal loan, all applicants must be:
At least 18 years of age
An Australian Citizen or permanent resident of Australia
In receipt of regular income and able to afford personal loan repayments
Can I make additional payments on my personal loan to pay it off faster?
Depending on the loan, you may choose to make additional payments on your personal loan, providing you the flexibility to pay it off faster and potentially save on interest costs.
Important Information
The Broken Hill Community Credit Union Ltd ABN 12 087 650 762 Australian Credit Licence 238020. Credit eligibility criteria, terms and conditions, fees and charges apply. Full details are available on application.